• Multiple Account Control: control multiple accounts securely.
• Rights Control: assign rights to draft and authorize all Cash Management features.
• Maximum Daily Dollar Limits: limits can be set on transaction amounts per user, per function.

Balance Reporting

• View Summary and Details: view daily presentments, ledger balances, hold amounts, available balances, running balances, etc.
• View History: view previous account activity and statements.
• View Postings: view and filter Cash Management transactions by user or type, such as bill payment, wire transfer, etc.
• Export Data: export account information to use with accounting software.
• Activity Reports: reporting features for monitoring purposes.
• Account Reconciliation: automatically compares data from the system to your own financial data.

Payments and Collections

• Wire Transfers: conduct secure wire transfer requests via the Internet and send e-mail notifications to the recipients.
• EFTPS Tax Payments: pay taxes via the Internet with multiple tax ID flexibility.
• Payroll/Direct Deposit: allows direct deposit of payroll checks to employees' accounts.
• ACH Origination: electronically send debits and credits, as well as e-mail notifications to the recipients.
• Pay Bills: pay all bills over the Internet!
• Electronic Lock Box: process a high volume of accounts receivables electronically. And, with Lock Box, you'll receive detailed statements electronically on the same day deposits are processed!

Security

• State-of-the-art routers and firewalls.
• Data encryption using Secure Sockets Layer (SSL) and digital identification certificates.
• Alphanumeric passwords with forced uniqueness and aging.
• Automatic lockout after unsuccessful login attempts.
• Automatic session time-out.

Other Services

• Submit a Change of Address Request.
• Request a Stop Payment.
• Order Currency in Various Denominations.
• Transfers between First Northern Accounts.
• "Q-Cards": e-mail notification when balance goes above or falls below the amount specified.
• Cash Management Services is the ultimate in convenience and
  flexibility for managing finances anytime, anywhere!