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Remote Deposit Capture

Remote Deposit Capture

Deposit checks electronically from your desktop. Remote deposit capture uses a desktop scanner that connects to your PC and the Internet. With it, you can scan checks received from customers and issue deposits electronically to the bank, anytime day or night. It’s the secure — and easy — way to make deposits.

  • Make deposits 24/7, even on weekends*
  • Save time preparing deposits
  • Reduce labor costs and free up staff
  • Cut courier fees or trips to the bank
  • Checks clear faster
  • Reduce risk of check fraud
  • Multiple layers of security**
  • Streamline cash flow from multiple locations

Remote Deposit Capture

 

What You Need

Remote Deposit Capture is easy to set up and use. All you need are the following items:

  • PC with a current version of Windows 7 (32-bit version), 8 and 10
  • Internet Explorer web browser
  • Desktop check scanner and software
  • A high speed Internet connection
  • An account with First Northern Bank

How Deposit Capture Works

  1. Scan checks from any desktop.

Using a desktop scanner, simply scan both sides of the checks in a single pass.

  1. Prepare the deposit.

View images of the scanned checks right from your PC. The dollar amounts for the checks are automatically read and the deposit is totaled.

  1. Electronically send deposit to the bank.

Click SUBMIT DEPOSIT. The deposit is sent to the bank through a secure Internet connection.

  1. Funds are deposited into your account.

Same day credit up until 6:00pm any bank business day.

Interested? Reach out to us to learn more.

*Account is credited on the day submitted up until 6:00pm on bank business days. After hour and weekend deposits will post the next business day.

**Including password protection, Internet firewalls, and 128-bit encryption, the highest level of security available.