Simply Checking: *Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. Request Schedule of Fees and Charges for details.

Benefits Checking:

1 Minimum opening deposit is $50. Eligibility and restrictions apply. Primary account holder is automatically enrolled in Cell Phone Protection, ID Theft Resolution, Roadside Assistance, and $10,000 AD&D Insurance coverage. Shopping, dining, and travel discounts are not automatic. Customer must self-enroll for these discounts as instructed in account opening documents in order to qualify. Customer must pay their cell phone bill through their First Northern Bank Benefits Checking account in order to receive Cell Phone Protection benefits. Benefits are not claimed directly through First Northern Bank. Instructions for claiming these benefits are provided at account opening, and must be claimed through a third-party. Please ask for detailed benefits disclosures. $10,000 AD&D Insurance coverage, which is a benefit of Benefits Checking, is offered by Chubb and underwritten by ACE American Insurance Company and provided at no additional charge. First Northern Bank is not a broker/dealer and is independent of Chubb. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards.

2 Insurance products:

Accidental Death & Dismemberment insurance is offered by Chubb and underwritten by ACE American Insurance Company. First Northern Bank is not a broker/dealer and is independent of Chubb.

Premier Interest Checking:

*Request Schedule of Fees and Charges for details.

50+ Interest Checking:

*Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. Request Schedule of Fees and Charges for details.