• Fixed rates, higher than regular savings
• Receive higher rates by selecting a longer term
• Provides more guarantee than other risky investments
• Set aside for future savings goals
• Variety of options less than 1 year; annual terms up to 5 years
• No setup or maintenance fees
• Early withdrawals subject to penalty*
• Can renew automatically upon maturity through Automatic Renewable Certificates
• $500 minimum deposit to open

Looking for safety and CD-level rates for your large deposits? Find out why thousands of safety-conscious investors choose CDARS, the easiest way to access multi-million-dollar FDIC insurance through our bank. (Limits apply.)

First Northern Bank can place your funds with multiple FDIC-insured institutions through the Certificate of Deposit Account Registry Service®. You work with us; we'll take care of the rest.

• FDIC insurance
• Manage multiple accounts easily
• One bank, one rate, one statement
• Terms from 4 weeks to 3 years
• No fees
• No collateralization

CDARS is great for individuals, non-profits, public funds, advisors, businesses, and socially motivated investors.

CDARS is a registered service mark of Promontory Interfinancial Network, LLC.